A 401(k) retirement plan is not an option; it’s a must for all companies: Op-ed

Eat healthy, exercise and get plenty of sleep. We all know these are good practices to follow, but probably (or definitely) don’t do them all the time. The same can be said for small-business owners when it comes to 401(k) plans.

In fact, most small-business owners — 94 percent — who offer a 401(k) plan to employees recognize it supports recruitment and retention, according to the latest Spark 401k Small Business Retirement Planning Index. They also appreciate the tax advantages 401(k)s offer.

Read Stuart Robertson’s full CNBC op-ed here.